Challenges and Obstacles That Small and Medium Enterprises Face in Terms of Financing in Palestine

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dc.contributor.authorBayyoud Mohammed
dc.contributor.authorSayyad Nermeen
dc.date.accessioned2026-01-24T13:16:20Z
dc.date.available2026-01-24T13:16:20Z
dc.date.issued2016-02
dc.description.abstractThis study analyzes the challenges and obstacles faced by small and medium enterprises (SMEs) in obtaining financing in Palestine. It highlights the economic importance of SMEs as a major contributor to employment and economic development, while identifying key constraints that hinder their growth and sustainability. Using a qualitative survey of managers and owners of 35 Palestinian SMEs, the study examines financial, institutional, and environmental barriers to accessing credit. The findings indicate that the most significant obstacles include weak representative organizations for small businesses, lack of legal frameworks and incentives, limited access to financing, inadequate infrastructure, and constraints related to political and economic instability. The study emphasizes the need for supportive policies, improved financial systems, and institutional reforms to enhance SME financing and promote sustainable economic development in Palestine.
dc.identifier.citationBayyoud, M., & Sayyad, N. (2016). Challenges and Obstacles That Small and Medium Enterprises Face in Terms of Financing in Palestine. European Journal of Accounting, Auditing and Finance Research, 4(2), 49–60.
dc.identifier.issnISSN (Print): 2054-6319 ISSN (Online): 2054-6327
dc.identifier.urihttps://dspace.alquds.edu/handle/20.500.12213/10429
dc.language.isoen
dc.publisherEuropean Centre for Research Training and Development (UK)
dc.relation.ispartofseriesEuropean Journal of Accounting, Auditing and Finance Research; Vol. 4, No. 2
dc.titleChallenges and Obstacles That Small and Medium Enterprises Face in Terms of Financing in Palestine
dc.typeArticle
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