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- ItemReality of Financial Risk Management in Palestinian Hospitals: Case of Al-Makassed Islamic Charitable Society Hospital(International Journal of Economics, Business and Management Research (IJEBMR), 2022-02) Mahmoud Ooroubah; Faron Sama; Barakat Firas; Bayyoud Mohammed; Darwish Nidal; Sayyad NermeenThis study examines the reality of financial risk management in Palestinian hospitals through a case study of Al-Makassed Islamic Charitable Society Hospital in Jerusalem. A cross-sectional descriptive analytic design was employed using two structured questionnaires administered to administrative and financial employees (n=32) and patients (n=60). The findings indicate moderate employee agreement regarding financial and profitability dimensions, while a high level of agreement was observed concerning the effects of financial risk on hospital operations, including service continuity, drug procurement, staff salaries, and quality of care. Patient responses revealed a strong influence of economic factors and price suitability on treatment decisions. The results demonstrate a strong positive relationship between effective financial risk management and the hospital’s ability to maintain quality and safety of patient care, highlighting the importance of robust financial governance frameworks in healthcare institutions operating in fragile economic environments.
- ItemAnalysis of the Factors Affecting the Financial Performance of Insurance Companies Listed on the Palestine Stock Exchange(CRIBFB, USA, 2022) Barakat Firas S.Q.; Hussein Jawad; Mahmoud Oroubah A.R.; Bayyoud MohammedThe objective of this study was to investigate the factors affecting the financial performance of insurance companies in Palestine. The entire study population was targeted at 7 insurance companies listed on the Palestine Exchange for the period between 2010 and 2019. The researchers used multiple linear regression analysis to create two models that represent the financial performance; the study adopted two models for measuring financial performance, the first model measuring financial performance by return on assets, and the other measuring financial performance by return on equity. The results showed a positive and statistically significant impact on the solvency margin, the state's legal system, the size of the board of directors, and the size of the company on the return on assets. There is a negative, statistically significant impact on each of the claims loss ratios, the dependence on the four major auditing firms, and the ownership of board members on the return on assets. The reliability of reinsurance and the audit committee did not show a statistically significant effect on the return on assets. The results showed a positive, statistically significant impact of the solvency margin and company size on the return on equity. The results indicate a negative, statistically significant impact of both the claims loss ratio and the Audit Committee on the return on equity. Reinsurance dependent, dependence on the four major auditing companies, the state's legal system, the size of the board of directors, and the ownership of board members have no significant effect on the return on equity. The study recommends that insurance companies in Palestine should comply with the required margin of money, which was set by the Palestinian Capital Market Authority at 150%.
- Itemدرجة توافر معايير الجمعية الدولية للتكنولوجيا في التعليم (ISTE) لدى مديري المدارس الحكومية في مديرية التربية والتعليم جنوب الخليل(مجلة واسط للعلوم الإنسانية, 2024-10-01) أبو خيران، أشرف محمد حسن; صوايفة، إسراء عادل مرشدهدفت الدراسة الى التعرف على درجة توافر معايير الجمعية الدولية للتكنولوجيا في التعليم (ISTE) لدى مديري المدارس الحكومية في مديرية التربية والتعليم جنوب الخليل، تم استخدام المنهج الوصفي، وتم بناء استبانة بالرجوع الى معايير الجمعية الدولية للتكنولوجيا في التعليم لدى قادة التعليم. وتكونت عينة الدراسة من 80 مديرا\ة تم اختيارهم بالطريقة العشوائية البسيطة. أظهرت النتائج أن درجة توافر معايير الجمعية الدولية للتكنولوجيا في التعليم لدى مديري المدارس الحكومية في مديرية التربية والتعليم جنوب الخليل جاءت بدرجة كبيرة، وحصل مجال مصمم للأنظمة على المرتبة الأولى، ثم معيار مخطط لرؤية، معيار تمكين القائد، معيار الانصاف والمواطنة، وحصل مجال التحسين والنمو المهني على المرتبة الأخيرة. ولم توجد فروق ذات دلالة إحصائية بين المتوسطات الحسابية لدرجة توافر معايير الجمعية الدولية للتكنولوجيا في التعليم لدى مديري المدارس الحكومية تبعا (الجنس، المؤهل العلمي، سنوات الخبرة. وقد أوصت الدراسة مجموعة من التوصيات.
- ItemAquaculture Effluent as a Green Alternative to Fertilizers: A Study on Nutrient Recycling and Heavy Metal Dynamics in Soil-Plant Systems.(Sami Publishing Company (SPC), 2025-10-12) Qurie, M.*,; Wazwaz, M.,; Razem, R.,; Awad, K.,; Ayyad, O.*,The valorization of waste streams is a cornerstone of circular economy and green chemistry principles. This study investigates the use of aquaculture effluent (AQE) as a green fertilizer for irrigating red leaf lettuce (Lactuca sativa var. Red Sails), proposing a sustainable agricultural solution that addresses two issues: aquaculture waste management and reduced reliance on synthetic fertilizers. A greenhouse experiment compared lettuce irrigated with tilapia AQE to a control irrigated with freshwater (FW) supplemented with a commercial fertilizer. Results showed no significant differences in plant growth parameters (branch number, leaf length, and biomass) or tissue chemical composition between treatments. Crucially, post-harvest soil analysis revealed no accumulation of heavy metals beyond initial levels and no detectable microbiological contamination. The potential of AQE for nutrient recycling was confirmed, as soil levels of total nitrogen (TN), total phosphorus (TP), and total potassium (TK) were maintained or improved. These findings demonstrate that AQE irrigation is a viable form of waste valorization, offering a safe and effective green alternative to conventional fertigation that supports circular nutrient management without compromising soil health or food safety.
- ItemAqueous synthesis of LiFePO4 with fractal granularity(Nature, 2016-06-03) Caban-Huertas, Z.,; Ayyad, O.,; Dubal, D.P. ,; Gómez-Romero, P.*,Lithium iron phosphate (LiFePO4) electrodes with fractal granularity are reported. They were made from a starting material prepared in water by a low cost, easy and environmentally friendly hydrothermal method, thus avoiding the use of organic solvents. Our method leads to pure olivine phase, free of the impurities commonly found after other water-based syntheses. The fractal structures consisted of nanoparticles grown into larger micro-sized formations which in turn agglomerate leading to high tap density electrodes, which is beneficial for energy density. These intricate structures could be easily and effectively coated with a thin and uniform carbon layer for increased conductivity, as it is well established for simpler microstructures. Materials and electrodes were studied by means of XRD, SEM, TEM, SAED, XPS, Raman and TGA. Last but not least, lithium transport through fractal LiFePO4 electrodes was investigated based upon fractal theory. These water-made fractal electrodes lead to high-performance lithium cells (even at high rates) tested by CV and galvanostatic charge-discharge, their performance is comparable to state of the art (but less environmentally friendly) electrodes.