واقع تطبيق اتفاقية بازل 3 واثرة فى تحقيق التميز المؤسسى فى البنوك الاسلامية دراسة حالة :البنك الإسلامي الفلسطيني

Date
2023-01-17
Authors
سناء حمد عليان الحسنات
Sana Hamad Alhassanat
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Publisher
Al-Quds University
Abstract
The study aimed to identify the reality of applying the Basel (III) agreement and its impact on achieving institutional excellence in Islamic banks, and its application to the Palestinian Islamic Bank . The study used the descriptive analytical method. The study population consisted of employees related to the subject of the study, numbering (214) employees. The researcher used the simple random sampling method, the sample of the study was (140) employees, and (128) questionnaires were retrieved, with a recovery rate of (91.4%), SPSS program was used to analyze the data. The study reached a set of results, the most important of which are: − The Bank achieved high degree of implementation of the Basel (III) agreement with its three dimensions (capital adequacy, market discipline, and risk coverage) to high degree. − There is a statistically significant effect of applying the Basel Accord in achieving institutional excellence in the Palestine Islamic Bank. − The Bank has achieved an advanced level in its pursuit of institutional excellence, which gives the Bank a competitive advantage compared to other banks. − There are no statistically significant differences in the average responses of the study population on the level of implementation of the Basel (III) agreement, and institutional excellence in Palestine Islamic Bank due to personal and organizational variables. The study recommended a set of recommendations, the most important of which are: − Implementing training programs for human cadres in the areas of excellence and excellence in service, which constitutes positive contributions to customers with the bank, and enhances its reputation as well. − Focusing on activities that would raise the level of service and its value from the point of view of the bank's customers, whether they are individuals or companies. − Maintaining the (ISO) requirements continuously through the development of institutional performance processes to reach the stage of excellence and excellence in the areas of banking work, in order to enhance its position and role in the economy, and achieve the element of competition.
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Citation
الحسنات، سناء حمد. (2023). واقع تطبيق اتفاقية بازل 3 واثرة فى تحقيق التميز المؤسسى فى البنوك الاسلامية دراسة حالة :البنك الإسلامي الفلسطيني [رسالة ماجستير منشورة، جامعة القدس، فلسطين]. المستودع الرقمي لجامعة القدس. https://arab-scholars.com/9b9183