|dc.description.abstract||This thesis contains two chapters : The first dealt with the meaning and the legal conception of EM while the second is about the exposition of the nature legal and the way of proving electronic money. So we finally knew that EM in its conception is one even it has many definition.
The difference in opinions which a Hached it from its birth is only a clear difference which separated its characteristics from other methods of payment , and this gives it the specialty to be the first with its trust and security in the world. Electronic money has a poverty of legal organizing to look after it. But it depends on the operation of issue and circulation and the trust of individuals and companies. It has also the same criteria to the normal money so this leads to give it a new shape of money which the European Vnion took. This research discovered also that EM is covered with dangers because it is dealt in an opening dangerous environment. Ways of protecting EM differ from legal and technical and so there are district limits to be stored on payment tools which contributes to decrease the danger that create from using it. Many insurance companies appeared to protect the global trade from danger. This research also found out two methods to protect the way of using EM and to encourage people to use it. One by electronic records and the other by electronic signature.
The thesis cleared also how to solve the disputes which attack EM in order to spread these legislations in all countries of the world , and to organize it with legal text to give it trust and security which contributes in spreading and circulating it in a govern currency not only in the Arab world , but also all over the world.||EN